Years with No Claims
1st Year
0%
2nd Year
10%
3rd Year
20%
4th Year
30% (Maximum)
5th Year
30% (Maximum)
Motor Insurance Experience
25 years
Benefits of Kwiksure Motorcycle Insurance
Comprehensive Protection
Wide Coverage
Low Motorcycle Premiums
Flexible and Personalized Plans
Special "Zero Deductible" Feature
Optional "Accident Hospital Cash" Coverage
Professional Support Team
Why Choose Kwiksure?
Number of Awards
12+
Total Customers
Over 180,000
Partner Insurance Companies
60+
Should You Choose Third-Party or Comprehensive Motorcycle Insurance?
In Hong Kong, the law requires that you must be insured when riding a motorcycle. Should you choose third-party insurance or comprehensive insurance?
Third-party liability insurance is a basic requirement, but if you value your motorcycle, purchasing comprehensive insurance (full coverage) is undoubtedly a wiser choice. Comprehensive coverage includes a wider range of protections, such as third-party liability, theft, and medical expenses for accidents, alleviating worries about repair costs in case of an unfortunate incident.
Comparison of Third-party Insurance and Comprehensive Insurance Coverage
Insurance Item
Third-party injury and property damage
Loss due to traffic accidents, fire, or theft
Owner's loss due to motorcycle accident
Third-Party
Third-Party - Fire & Theft
Com-pre-hen-sive
Should You Choose Third-Party or Comprehensive Motorcycle Insurance?
In Hong Kong, it’s a legal requirement to have insurance when riding a motorcycle. But should you opt for third-party coverage or comprehensive insurance?
Third-party liability insurance is the minimum requirement, but if you value your motorcycle, purchasing comprehensive insurance (full coverage) is undoubtedly a wiser choice. if offers broader protection, including third-party liability, theft, and medical expenses from accidents, helping ease concerns over costly repairs in the event of an unfortunate incident.
Third-party liability insurance is the minimum requirement, but if you value your motorcycle, purchasing comprehensive insurance (full coverage) is undoubtedly a wiser choice. if offers broader protection, including third-party liability, theft, and medical expenses from accidents, helping ease concerns over costly repairs in the event of an unfortunate incident.
Can Private Car/Motorcycle NCD (No-Claim Discount) Be Used Interchangeably? How Is It Calculated?
3 Steps to Secure Motor Insurance
Frequently Asked Questions
Do I need special insurance for my motorcycle?
What factors affect motorcycle insurance premiums?
Is helmet coverage included?
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